We work with experienced borrowers, professional intermediaries, and private capital partners to deliver well-structured and pragmatic solutions secured against Residential and Commercial assets.
Our approach is selective rather than restrictive, focusing on opportunities where there is clear alignment between the asset, the strategy, and the parties involved. We combine deep real estate expertise with advanced debt structuring capabilities.
By combining our own analysis alongside professional opinion, we structure facilities that are appropriate to the risk profile of each transaction. In some cases this results in conservative leverage; in others, it allows us to support opportunities more robustly than borrowers may initially expect.
LTV
Up to 75%
Fee
1% to 2%
Exit
0% & 0 ERC
Quantum
£100,000 to £3m
Rates from
0.83% pcm | 9.99% pa
Term
1 to 24 months
We work with a wide range of intermediaries, networks and brokers Clients benefit from working with Brokers thanks to the extensive knowledge, expertise and added value they bring to transactions.
Every asset is different. Every borrower's position is different. Every exit requires careful thought. That is precisely why we place such importance on working closely with professional brokers.
We believe that Brokers are instrumental in providing the neccessary information to enable us to see the full picture early, understand the nuance of each transaction and structure lending solutions that suit the individual requirements of every one of our borrower. Our approach is not to force transactions into rigid templates, but to structure facilities intelligently with expert guidance from the professional intermediaries within our network.
0%
Exit fee or ERC
1-24
Term lengths (months)
100%
LTC available for BMV deals
Our underwriting process is rigorous and methodical, supported by a comprehensive checklist and proprietary in-house technology for data access and workflow tools. We focus on and prioritise the factors that are material to the credit decision over non-critical detail. This allows us to maintain a high standard of diligence while executing transactions with speed, precision, and efficiency through to completion. Our processes are designed to streamline decision-making and remove friction, ensuring that thorough analysis does not come at the expense of timely delivery.
Our leadership team has a long-standing background in property, providing a detailed understanding of asset fundamentals, market dynamics, and liquidity. This enables us to assess transactions with commercial judgement and discipline, rather than relying solely on policy-driven lending criteria or third-party opinion. Each opportunity is evaluated on its individual merits, with a clear emphasis on asset quality, downside protection and exit strategy.
